Powering Fintech Possibilities.

4PAY empowers businesses and communities with the tools to serve billions of financially under-served people.

Who We Are.

4PAY INC is a Canadian Fintech Technology corporation based in Toronto Canada and privately held since 2012. 4PAY has operations globally supporting Enterprise, Telecom and SMB Financial Services industries: Canada, United States, Caribbean, Africa.

A Platform for Possibilities.

One Platform with over 1,100 prebuilt Core Banking Services accessible in 3 FS models

Banks

PAIY®.GLOBAL

Dedicated turnkey, adaptable Core Banking Software

Enterprise

PAIY®.IO

Embedded FaaS apps for existing applications

Government

PAIY® TECH

SaaS Fintech for Virtual Card, Payments and Payroll

Fintech Software as a Service Platform.
Enabling any organization to become a fintech.

Intelligence Based Software

PAIY® platform is an AI-based fintech software as a service (FaaS) to enable StartUp to Enterprise companies to build open-banking marketplace experiences.

Modular Platform Architecture

The PAIY FaaS platform is modular. The architecture is multi-tiered and accessible via native UI, custom UI or APIs

Security. Data Analytics. Reporting.

Using AI, go beyond standard financial, accounting and compliance reporting and build visual analytics to understand trends and bright spots.

Turnkey Fintech.

4PAY enables rapid Fintech transformation

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TORONTO

4PAY INCORPORATED
95 Mural Street, Suite 600
Richmond Hill, Ontario
L4B 3G2, CANADA

NEW YORK

4PAY US INC.
104 Charlton Street,
1-W (West Soho)
New York, NY 10014

DAR ES SALAAM

4PESA LTD.
NSSF NYERERE TOWER
3rd Floor, BIBI
TITI/MOROGORO ROAD
DAR-ES-SALAAM
TANZANIA