Platform of Possibilities.

PAIY® platform is an AI-based fintech software as a service (FaaS) to enable StartUp to Enterprise companies to build open-banking marketplace experiences.

The Opportunity

Much of the global market remains disconnected from needed financial services.

Lack of Capital

Lack of access working capital cause businesses to lose Billions* in annual sales

Lack of Services

Over 1.5B adults remain underserved* by any formal financial services

Lack of Tools

Both private and public sectors lack the right solutions to access new revenue streams

Fintech as a Service (FaaS)

A Banks’ back-end system that processes daily banking transactions and posts updates to accounts and other financial records. Retail banking provides financial services to the public which allows consumers to manage their money by giving them access to basic banking services, credit, and financial advice. Traditional Banking Systems are expensive and take many months to bring online – where mobile is an afterthought.

PAIY®.IO

Embedded FaaS apps for existing applications

Enterprises

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KYC

Know-Your-Client Verification

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Micro-Loans

Micro lending for small businesses and individuals.

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Disbursements

Third-party payments

Flexible Technology

PAIY® is an intuitive, flexible technology that offers organizations the absolute best in fintech innovation to effectively grow their networks in geographically challenged areas … like blockchain for enhanced transaction and compliance auditing.

PAIY®.GLOBAL

Dedicated turnkey, adaptable Core Banking Software

Banks

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Bill Pay

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Card Issuance

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CBDC/ Ledgers

Modular Architecture

PAIY Modules are deployed to:

Cloud
Multi-Cloud (2 or more clouds)
Hybrid-Cloud (Cloud + On-Prem)
On-Prem (local – Physical or Virtual)
As highly encrypted modules
Deployed tuned for Telcom-grade performance (10K TX / Second)

PAIY® TECH

SaaS Fintech for Virtual Card, Payments and Payroll

Governments

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Payroll

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Permits

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Expense Disbursements

Cloud Platforms

PAIY® Tech works across multiple cloud platforms and carriers, facilitating numerous agent/broker set-ups (like Cardless ATM Services) and access to hundreds of financial products and services issued from our partner marketplace.