Banking

Collaborative Finance

Bridge the gap between traditional banking and modern fintech with 4PAY’s Collaborative Finance solutions. Enable partnerships that drive inclusive banking, from micro-lending to cross-industry payment ecosystems.

Key Offerings:

  • Partner mesh networks
  • AI-powered credit scoring
  • Seamless integrations with telecoms and retailers
  • Real-time financial analytics

KYC / KYB Onboarding

Streamline your onboarding process with 4PAY’s KYC (Know Your Customer) and KYB (Know Your Business) solutions. Our automated verification systems reduce fraud risks while enhancing customer experience.

Features:

  • Instant identity verification
  • Compliance-ready onboarding workflows
  • Real-time risk scoring
  • API-ready integrations

    Micro Lending

    Expand your reach with 4PAY’s Micro Lending solutions tailored for banking institutions. Offer instant micro-loans to SMEs and individual customers, with AI-driven adjudication and repayment schedules customized to customer behavior.

    Advantages:

    • Automated loan approvals
    • Customizable interest rates
    • Real-time portfolio management
    • Seamless disbursement and collection processes

        Ready for a Better Experience?

        Contact Us Today.

        It Only Takes a Few Minutes to Get Started

        Find Out More

        Links

        User Agreement

        Privacy Policy

        Terms and Conditions

        TORONTO

        4PAY INCORPORATED
        95 Mural Street, Suite 600
        Richmond Hill, Ontario
        L4B 3G2, CANADA

        NEW YORK

        4PAY US INC.
        104 Charlton Street,
        1-W (West Soho)
        New York, NY 10014

        DAR ES SALAAM

        4PESA LTD.
        NSSF NYERERE TOWER
        3rd Floor, BIBI
        TITI/MOROGORO ROAD
        DAR-ES-SALAAM
        TANZANIA