Telecom

Digital / Mobile Money

Unlock financial freedom with 4PAY’s cutting-edge Digital and Mobile Money solutions. Designed for telecom operators and their customers, our platform ensures secure, real-time transactions. Empower your customers with seamless mobile payments, transfers, and wallet services. With 4PAY, your telecom brand becomes a financial hub, breaking barriers in financial inclusion.

Key Features:

  • Instant peer-to-peer money transfers
  • Bill payments and airtime top-ups
  • Secure, encrypted transactions
  • Real-time reporting and analytics

Collaborative Finance

At 4PAY, we believe in the power of partnerships. Our Collaborative Finance solutions enable telecom companies to connect with banks and fintech partners, unlocking new revenue streams. Together, we build ecosystems that support micro-lending, savings products, and tailored financial solutions for underserved markets.

Why Choose 4PAY for Collaborative Finance?

  • Rapid onboarding of financial partners
  • Secure data-sharing frameworks
  • AI-driven insights for personalized offerings
  • Scalable infrastructure for growing demands

    Micro Lending

    Transform your telecom network into a powerful lending platform. 4PAY’s Micro Lending solutions allow you to offer small loans with fast approvals. From emergency loans for consumers to working capital for small merchants, our platform supports credit scoring, disbursement, and repayment—automatically.

    Highlights:

    • Loans adjudicated in seconds
    • Flexible repayment terms
    • Real-time credit scoring
    • Integration with mobile wallets

        BNPL Services

        Bring Buy Now, Pay Later (BNPL) convenience to your telecom customers. With 4PAY’s BNPL solutions, customers can purchase smartphones, data packages, and devices with flexible payment plans. Boost sales and customer retention while offering interest-free or low-interest installment options.

        Benefits:

        • Increase Average Revenue Per User (ARPU)
        • Flexible financing terms
        • Automated repayment reminders
        • Instant customer approvals

              Device Financing

              Empower your customers with easy device financing options. With 4PAY’s seamless integration, telecom operators can offer installment-based payments for smartphones, tablets, and accessories. Drive customer loyalty and increase handset upgrades with flexible financing models tailored to customer needs.

              Key Features:

              • Credit checks in real-time
              • Tailored repayment plans
              • Zero upfront costs for customers
              • Integration with telecom billing systems

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                      TORONTO

                      4PAY INCORPORATED
                      95 Mural Street, Suite 600
                      Richmond Hill, Ontario
                      L4B 3G2, CANADA

                      NEW YORK

                      4PAY US INC.
                      104 Charlton Street,
                      1-W (West Soho)
                      New York, NY 10014

                      DAR ES SALAAM

                      4PESA LTD.
                      NSSF NYERERE TOWER
                      3rd Floor, BIBI
                      TITI/MOROGORO ROAD
                      DAR-ES-SALAAM
                      TANZANIA